More and more people are now using, so the chances of being caught out by fraudsters has been ever increasing, the fact that more vigilance is needed on your own part is a sure way to give the crooks less of a chance to get their mucky paws on your hard earned cash.

The array of ways and lengths in which these people go to obtain your credit card details is frightening, your rubbish bins will account for a large proportion of credit card fraud, these crooks rummage through your bins in the hope that they find a card or even bank details that can validate identity and so lead to goods and loans being taken out in your name.

So the ideal way to avoid this is by destroying your old cards and any household bills and bank statements that hold any details that can be used to ascertain your personal details.

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Over half of the people in Britain are now concerned about card fraud, and the effects that it can have on them, because we should be more aware on what is being done with our cards when we use them to make a purchase.

Some things to watch for when you hand over your cards are, the main one is never loose sight of your card, always ask the retailer to confirm the amount of your transaction to check what is being debited to your card, keep your receipts safe as card details can be obtained from them, and destroy them so that the numbers on the receipt can not be put back together.

Skimming is a more up to date way in which your cards can be copied by using the magnetic strip on your card and putting it on to a replacement card, which can be done in an instant under the counter, so another reason to not let your card out of your sight.

Now that chip and pin is being brought in to try and cut out some of the card fraud, you also have to be aware of anybody who maybe standing around trying to get a note of your pin number as you punch it into an ATM or card reader.