Credit Card Debt Eliminator

Do you have an outstanding balance on your credit card?.....Finding it hard to shift?

Try our credit card debt eliminator calculator and see how much you can save by simply switching your debt to a credit card which offers 0% APR on balance transfers.

Use our free tool to plan your finances to take advantage of the many 0% balance transfer deals on offer.

• There are over 100 credit cards that come with a 0% balance transfer offer
• Click here for our 0% balance transfer deals
• Most balance transfer cards have introductory deals ranging from 5 to 12 months
• The process of moving debt from one credit card to another is very simple

Unfortunately there is “no pain - no gain” so you will have to pay more than the minimum required payment. Work out how much you can afford each month to put towards your credit card debt.

How this calculator works

1. Enter your existing credit card debt
2. Enter how much you can afford to pay each month (this must be more than the minimum repayment requirement - click here for more details on how much minimum payments can cost)
3. Optional - you can enter the interest rate (APR of your current card, by doing this you will be able to see how much you can save
4. Enter your new credit cards 0% balance transfer period in months
5. Unfortunately most credit cards now add a balance transfer fee, this fee is normally 2 – 3%. Enter the balance transfer fee for your new credit card
6. Click “calculate” to see how much will repay during the 0% balance transfer period
7. Repeat steps 4 and 5 until your credit card debt is repaid in full