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Smile Credit Card

 

Balance Transfer APR
-
N/A
Intro Purchase APR
-
N/A
Standard APR
13.8%
Cash Back
0.5%
 
Interest Free Period
46 days
 
 
Minimum Monthly Payment
2% (min £5)
 
 
Annual Fee
None
 
 
Cash Withdrawal Fee
2% (£2.00 min)
 
 
Minimum Age
18 years
 
 
Minimum Wage Required
-
 
 
How Interest Is Charged
The periods over which interest are charged are as follows:
from until
  • Purchases
  • transaction date statement date
  • Cash withdrawals
  • transaction date statement date
  • Balance transfers credit
  • date debited to your account repaid in full*
  • Cheques
  • date debited to your account repaid in full*
    *If you pay the balance in full, the interest charge for the period from the previous statement to the date of the full repayment will be debited the following month
     
     
    Loyalty Scheme
    -
     
     
    More Information
     

     

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